If it is your first time here, welcome! Our team here at Offtheticker is exicted to share two of this weeks earnings release predictions and were we think they might be heading in the future. Every week we try to do a “What to Expect” on Sunday and then a big thesis on a stock we are watching on Wednesday. That is what a typical week looks like but we also might add more or less depending on big earnings weeks. These posts are to show what we are doing with our money and why. We have seen some great results and I recommend checking out our website a little more. We were able to put in some updates this past week and hopefully organize it a little better for everyone to see our top stocks that we have a conviction about and why. This week is a big week for the major banks, as 3 of the biggest banks are set to report this week.

Before we begin we wanted to bring everyone’s attention to our Blossom page. Blossom is a social investing app, think like the investing of instagram, and we are happy to share all of our knowledge on there. Check out the link below to sign up, its fun and free.

When looking at quarterly earnings of banks in general, there are many things that you should stay focused on outside the typical earnings growth that directly plays into the stock. One of the biggest things investors of the broader market look into is the growth of their loan businesses. When we see the number of loans rise we think this is a great economic leading indicator for what is to come in the near future as far as the overall health of the economy. When loan are taken out we assume that more businesses are growing, more people are buying homes, and the overall economy is growing at a faster pace. This coupled with lowering inflation and lowering of rates sets up a great time to be invested in the US economy.

We recently saw Deloitte put out this chart in their Q3 2025 slide deck that shows a total jump of 56% of the aggregate value of M&A deals that are taking place. Many of these large investment banks generate tons of revenue off of their M&A department, which is a very very profitable business. It also shows that small companies are expanding at a rapid pace and this coupled with a rise in underwriting deals could also infer that companies are leveraging larger amounts of debt or raising tons of capital for massive expansion.

Check out how we are trading around these earnings below: